• March 29, 2017 /  Banking & Money
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    The Debt Recovery Tribunals have been established by the Government of India under an Act of Parliament (Act 51 of 1993) for expeditious adjudication and recovery of debts due to banks and financial institutions and they are auctioning some properties. Subsequently With an aim to provide a structured platform to the Banking sector for managing its mounting NPA stocks and keep pace with international financial institutions, the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act 2002 was put in place to allow banks and Financial Institutions (FIs) to take possession of securities and sell them. Various Banks, State Financial corporations , and Asset Reconstruction companies are auctioning their Non performing assets, i.e housing properties, commercial properties and Industrial properties under SARFAESI act 2002.

    Public Sector Banks are shifting to new system called Core Banking System (CBS), which automatically processes and updates transactions, helping identify NPAs on a daily basis, as against the current system where most transactions are managed manually, leaving scope for slippages. As a result of this the NPAs of some banks are expected to increase by as much as 150%. According to latest data from the Reserve Bank of India, the gross non-performing assets of state-run banks touched 68,597 crore at the end of December 2010, an increase of 27% from a year ago.

    Ours is an Internet portal publishing all the Bank auction property listings since December 2009 and we are the only one providing such information pertaining to 32 major cities in India. We are committed to create awareness among general public about the Bank auction procedures and to generate vibrant market for Bank auction properties in India. Our services are being utilized by various Banks, i.e Union Bank of India, State Bank of Hyderabad, Andhra Bank, Punjab National Bank, State Bank of Travancore, State Bank of Mysore, Bank of India, Indian Overseas Bank, Allahabad Bank, The Shyamra Vithal co-operative Bank, Karnataka APEX Bank, etc.

    In the past 15 months we have listed over 51,000 Bank Auction properties, which include Auctions and Possessions at 32 cities spread across India. Bangalore has the highest 9140 Bank auction properties, and followed by Mumbai- 5829 properties , Hyderabad 5230 properties and Kolkata 4451 properties. The trend is expected to increase in future.

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  • March 28, 2017 /  Trade & Franchise
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    Business opportunities in the food sector are unlimited. If you know the tricks and are well informed, you can no doubt give shape to your business dreams in no time. Restaurants today run well depending on a number of factors; these are brand identity, quality of food items served, menu, variety, courteousness in handling customers, locality, to name a few. When you can be an owner of a reputed brand in your area by buying a restaurant franchise, why not grab the opportunity. And if the menu well suits the Indian taste such as snacks food, namkeens, traditional sweets, Bengali sweets, chaat like pani puri, South Indian food, the effort of buying the restaurant franchise is well rewarded.

    When you buy a restaurant franchise, you will have to pay some royalty money as well as percentage of the profits every month or annually or as decided. You no doubt become the owner of the restaurant, but you will have to follow the same method of food preparation, besides having the same menu. You will notice an increasing crowd right from day one. A little advertisement will further add to the crowd pulling factor.

    You will always find sweets in the menu in every festive occasion. It is also in marriage, birthday, anniversary, and other functions. where all traditional sweets including Bengali sweets rule the roost; this is because having as well as distributing sweets is considered as good omen. Pani puri and chaat items are also served in most occasions. Another item that is served with tea or coffee is variety of namkeens. The most savored namkeens include bhujia, chana masala, mini samosas, dalmoth, and more.

    The rasgulla and the rasmalai are two of the most popular Bengali sweets. Both the Bengali sweets items are found in sweets shops in every corner of the country. Preparation of rasmalai involves cooking of rounded pies of fine milk curd in syrup such that a unique texture is created. The pies are then soaked in full cream milk and then served with a shower of chopped pistachio nuts.

  • March 28, 2017 /  Banking & Money
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    Get A Forex Robot That Is Capable Of Doubling Your Money Every Single Month… I Guarantee That The Video Below Will Change Everything You Have Heard, Seen Or Tried In Forex Automatic Robot Trading…

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  • March 28, 2017 /  Banking & Money
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    People whose property are in danger of being foreclosed are understandably often on the edge and worrying about what they could still do to avoid what seems to be the inevitable. Of course, it is easy to lose hope during tough times especially for those who have been hearing a lot about Wachovia bank foreclosures. Many of them are wondering what else they could do to avoid losing their homes. Fortunately, there are available options for you as a borrower even as you are facing a possible foreclosure.

    What You Can Do

    The first thing that you need to do once you get wind of the fact that there might be a foreclosure on your property is to pause and let in some clarity of your mind. Do not let panic set in yet. What most people do not know is that they could actually take some immediate action to get help. Contacting your lender for assistance, clarification and possible solution is highly recommended.

    If you are worried that you might not be able to make your payments and fulfill your obligations under your mortgage, you can always contact the number provided in your Wachovia billing. This is the most reasonable option for people who are foreseeing possible difficulties in the months ahead for their mortgage payments but want to avoid having their property join Wachovia bank foreclosures. The good news is that there no workout fees that will be collected from you when you contact the bank. It is just making sure that you know your options once the challenge has began.

    Usually, a borrower would look for the loan collections department or even the loss mitigation department. The bank would then redirect you to these departments but you should be prepared to produce all your relevant financial information that can help you convey your message to the bank. Your income data, expenses and other financial information that shows your assets, balance and liabilities will help give the bank an idea on how to proceed with or work out your dilemma.

    Wachovia will then assess your situation based on your circumstances. There is no one solution for all borrowers and cases are dealt with according to their own facts. But there are possible solutions that Wachovia can provide you including a short-term relief or a loan modification in case where there is a longer-term financial difficulty.

    And you do not have to worry about calling Wachovia and finding unresponsive people on the other end. They actually have trained people who handle calls relating to Wachovia bank foreclosures and generally, they offer three possible solutions. First, you can increase your monthly payments for a specific period to cover any missed payment. You may also choose to put your missed payments at the end of your mortgage. And finally, you may want to altogether modify your loan to accommodate your present and pressing needs.

  • March 27, 2017 /  Finance & Investment
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    You have finally reached a level of income and assets that you need to find a conveniently-located financial advisor in California to get you to the next level of wealth building. Congratulations, because that is a good problem to have. The right financial advisor can not only steer you in the right direction, they can also do something for you that you probably never thought necessary; they can teach you about your own money. Like it or not, you can be, and probably are, your own worst enemy when it comes to managing your money.

    The laws are different on the West Coast, so you are going to want a California financial advisor, not a voice on the other end of the telephone and on the other end of the continent. Beyond very specific advice, here are some general guidelines that will help you find the professional help that is right for you:

    No Commissions

    Right or wrong, consciously or unconsciously, an advisor who works on commission can have their judgment clouded by an individual transaction. Instead, look for an advisor that charges a fee instead of a commission. Do not be fooled by advisors who tout their service as fee-based, which simply means they charge a fee and a commission.

    One resource you can use to find a fee-only or hourly financial advisor is the National Association of Personal Finance Advisors.

    Meaningful Certification

    It comes as an unpleasant surprise to many seeking financial management; the only requirement to be able to legally give financial advice or to buy and sell assets is a passing mark on a test about securities law. If they are going to going to sell insurance, they will also need an insurance license. Just about everything else is mere filler.

    The one designation that still retains meaning is CFP, which means that the recipient has underwent a thorough background check, has passed a comprehensive test covering all aspects of financial planning, and has at least three years of experience in the field. To maintain that rating, they must enroll in continuing education to stay current.

    The Voice of Experience

    The generally accepted length of the financial business cycle is seven to eleven years. Therefore, if you only consider hiring a California financial advisor who has served in that capacity for at least ten years, you will have the advantage of working with someone who has experienced firsthand the peaks and valleys of the investment landscape. When it is your money on the line, a cool and steady hand is what is called for.

    There are risks associated with any investment plan, and past success is not an absolute predictor of future performance. But by following these three simple guidelines, you can maximize your chances of safe and steady financial growth.

    For more information about California Financial Advisor, please visit our website.

  • March 24, 2017 /  Banking & Money
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    Do you like to talk on the phone? If you do here is a way that you can make money online by talking on the phone without actually selling anything to someone. How does that sound to you?

    1. Use the internet to sort through tire kickers to come up with serious people looking for ways to make money online. Using a landing page that includes a sign-up form that asks for a person’s name, e-mail address, and phone number if they want to be contacted about making money online is an effective way to do this.

    The vast majority of Internet marketers simply do not take the time to call people and answer their questions. You may be surprised as to how many people will take you up on this offer if you take the approach that you have an opportunity for them to make money online, and you just want to answer their questions,.

    You will want to use a free Internet phone service such as Skype if you deal in products that allow you to recruit members worldwide. All you need is a microphone and speakers to talk to your prospects and It is free to join.

    Anywhere in the world you can talk to people and you will hear them just as though you were sitting next to them in the room. If you were to promote this for just a few months, you would be surprised as to how busy your Internet business will become.

    2. To conduct interviews with successful Internet marketers is another way to make money online by talking on the phone. Record these interviews give them away as free content on your blog. This will be unique content that no one else has because you are the only one doing the interview.

    Recording several interviews, compiling them into a series and selling them online is a good strategy. By creating CDs and mailing them out in a package to people, you can charge even more.

    3. Conducting online seminars is another way you can talk on the phone and make money. Invite only a certain number of people to be on the call with you and then bring in your featured guest. Give them a chance to sell their products, or if they have an affiliate program join under them and sell the products on your affiliate link.

    This is three ideas on how you can make money online by talking on the phone. There are people who would not prefer to talk on the phone or use it to conduct business even though the Internet has become so popular.

  • March 23, 2017 /  Small Business
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    Small business literally means those where the total workers are less than hundred and the capital is also less than a million. This definition varies from country to country but the key point is that it indicates the small scale business or personal business. The small businesses account more than fifty percent of the GDP for a country. Therefore each country put a lot of its concentration in the development of the small businesses. But there is still a problem that every entrepreneurs face at the initial stage, that is finding a start up business loan.

    For a young entrepreneur, raising a fund is the most crucial part. This is because most of the people can come with the creative business ideas but when the question is the investment, more than ninety percent entrepreneur does not have the ability to fund the start up cost. And for them the most common solution is the bank loan. But the worst thing is although there are many schemes offered by the banks and other financial institution, getting a loan is still hard like before.

    When a person apply for the start up business loan, the bank authority show little respect about his small business ideas and act like that the person will never going to pay the loan. This kind of obstacles often makes the situation hard for the young entrepreneur.

    On the other hand, other resources for funding are also limited. Most of the people do not have enough money or property of their own to be self funded. There are different financial organization but, they have a higher rate which is not favorable for the small business. Therefore the bank loan is the most suitable for funding the small businesses.

    The SME loans of different banks should be easier to get for the young entrepreneurs. And also more attractive offer should be created from both the bank and the government to aid the small businesses. This will be beneficial for the economy because according to the record, the new employment rate is higher in the small business industries. Also the revenue is also higher from the small and medium businesses.

  • March 21, 2017 /  Finance & Investment
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    Having a diverse investment portfolio usually means to continue investing, but also keeping these assets safe from any negative actions that may take place on the market. Even if there are various ways people can choose from in order to invest, the investors now prefer to have a limited number of transactions. This is mainly due to the financial crisis that has spread around the entire world, but also to people not being able to take advantage of the benefits that certain investment offer. However, in order to diversify the investment portfolio, it is best to understand what this diversity implies.

    It is not that hard for anyone to understand that diversification implies that the investor choose to put his money in various stocks from different sectors of the market. People who make investments in various products or services prefer to do it in order to keep away their assets from the sudden changes that may happen on the market. This way they can lose some of the investments value while keeping safe other financial ventures. Some of the bad effects that can appear on the market may be temporary, while others may last permanently. For this reason, it is recommended to invest in more stocks so that to not lose all the assets gained so far.

    The investment specialized advice those who want to venture themselves in financial businesses to make small deals at first. This way, they are given the possibility to invest in more fields and also to give up the poor speculation without losing a great sum of money. One of the best investments that can be made given the actual financial crisis is in gold. This precious metal is known to have resisted on the market from the ancient times. The value of gold has never decreased significantly and people tend to trust it more than any other commodity.

    Due to the fact that the market has experienced a lot of uncertainty in the past few years makes it difficult for investors to recognize a good deal. Even the real estate domain has diminished its value so much that those who want to invest turn their attention away.

    This being said, gold has started to win ground on the market because people have realized that this precious metal will always continue to be demanded on the market. It is even more precious because it can be used in various industries. So, investors cannot go wrong with such businesses and at least a small profit is to be expected.

  • March 20, 2017 /  Banking & Money
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    Many people may be known of Paypal as one of the world’s best online secured credit-card payment facilitators. It has supported over many countries around the world for its users to receive money or take money or even to make money by bringing more businesses to PAYPAL. Due to its convenience online service, you no longer have to queue at bank to pay your telegraphictransfer. Whether you are an online merchant or a buyer, PAYPAL is one of the best ways to make your transaction secured. Of course, you can also earn paypal cash too.
    Paypal allows shoppers to:
    Choose to pay using your credit and debit card, or bank account.
    Make secure purchases without exposing your credit card number or bank information.
    Using PayPal to shop on eBay or thousands of merchants worldwide.
    Paypal allows sellers to:
    Make credit and debit card transactions and bank account payments for low transaction fees.
    Use Paypal to your website instantly
    Gain access to a growing user list with millions of active online shoppers.
    Good Points of Using Paypal:
    No monthly or start-upfees or cancellation fees orno minimum payments. Lower transaction fees than other merchant accounts
    Quick setup – Sign up and get started in minutes. No extra software or hardware needed
    Paypal is an market leader in fraud prevention.It has 60%-70% lower fraud loss rates than other merchant accounts
    Wide Network of buyers – One in three online buyers in the U.S. has a PayPal account, and over 58,000 users worldwide sign up for PayPal each day.
    Earning Paypal Cash Money
    Well, at this point you are wondering what you’ll need to do to make all this PayPal cash money. Well, continue to reading this post to discover one of the fastest way to make Paypal money fast. For those of you are unfamiliar with Paypal, you need to know that Paypal allows any publisher to make as much as $1,000 per each person you refer to PayPal.
    Upon signing up the Paypal Merchant Referral Bonus Program, you are able to receive a portion of the transaction amounts of people you referred to PayPal. Once your affiliate supplier has used PayPal and receive a total of $200.00, you immediately receive an initial bonus of $1.00. Additionally, you will get 0.5% of the total amount of their payments for 12 months, up to $1,000. At this point you must introduce Paypal in your blog or website. Write about PayPal and give users unique information about it. Telling to people the pros and cons about PayPal, how you can use Paypal to earn your paypal cash from it.
    This is just only one of the ways to make paypal money. If you are not contented to just wait and make only maximum US$1,000 for each referral over a period of time, then check this Fast Track Cash out. It has the most proven and advanced techniques to make your paypal cash money faster.

  • March 19, 2017 /  Banking & Money
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    Test is the most important aspect in determining the candidate’s ability in order to get promoted to the next level or to get qualified for the position a person is looking for. A Test Bank is very helpful for the people who want to sit for a competitive examination which will determine the success of the candidate in getting qualified for the next stage.

    Some of the examples of competitive examinations are CAT, MAT, Bank PO, SAT and GRE. These types of competitive examinations are conducted from time to time by various institutions. Some of these exams are conducted to choose the right prospective candidates to fill certain types of vacancies and some of these types of exams are conducted to identify the candidates who are eligible to get enrolled in a specified type of training course such as MBA, Engineering, MCA etc. offered by premium institutes of high repute.

    Many people do not know how to go about the preparations for the upcoming competitive examination and search many ways of help to get prepared but for them, test banks are the only way to refer apart from regular studying of the course materials with selective topics. The test bank will give them a fair idea as to which types of questions are likely to appear in the exam with their solutions.

    Different types of Test Banks are available for the examinations of different types but all the tests are designed to test the knowledge base, skills, and aptitude of the candidate which determines the suitability of the candidate to reach the next stage. The standardized tests are conducted in this manner and are fixed in the format and the dates are also announced in advance which are applicable for all the candidates appearing for the said test and wanting to get succeed.

    About The Author

    Christopher Ameji has been associated with providing the content on different kinds of solutions manuals for all the US & international textbooks. The author is primarily dedicated to providing the sources that help the students get the answers to their both even & odd problems given in their textbooks.To visit for Test Bank.